Insurance for Smokers
Many of our insurers will now accept smokers. This means smokers can now protect their lives and enjoy some financial security for their loves ones, without the worry of being rejected. We all know that giving up smoking is best, but that doesn’t mean if you are a smoker that you shouldn’t enjoy having cover for your family should something happen to you.
Life Insurance can be beneficial for smokers and non-smokers. When an insurer had a clear picture of your health and lifestyle they can offer a policy to fit you perfectly. The more an insurer knows about your circumstances the better. Life Insurance can help you secure a financial future for your loved ones when you are no longer around.
Smokers may pay premiums which are slightly higher. This is due to an increased risk of developing smoking related illnesses. However, if are smoke free for 12 months your premiums should go down and the benefits to your health will be huge. Our aim is find you life insurance that is affordable and manageable for you.
- We can find you cover that will truly reflect your lifestyle and circumstance as well as work for your budget.
- You can help to financially protect your ones at a time when are you are no longer around.
- We handle it all over the phone and there are no complicated forms to fill in.
- We do all the comparisons for you and our panel of leading UK insurers increase your chances of competitive cover as a smoker.


*Terms and Conditions apply.
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